Frequently Asked Questions
Q. What is Open Enrollment?
A. It is a certain period of time each year that you can enroll in a health insurance plan. If you don’t sign up during open enrollment, you may not be able to sign up for insurance until the next open enrollment period.
Q. To get health insurance coverage for 2016, when must I enroll?
A. You must enroll in a plan between November 1st, 2015 through January 31st, 2016.
Q. What if I don’t enroll in a health insurance plan?
A. You may have to pay a penalty. For 2016, the penalty will be the greater of 2.5% of your yearly income or $695 for every adult and $347.50 for every child in your family. Family maximum of $2,085.
Q. Do I qualify for help in lowering my monthly premium?
A. Possibly. Savings are based on how many people are in your household and how much money is earned. A family of 4 making less than $94,000 a year can qualify for savings on their premium.
Q. How do I apply for the tax credit to lower my premium?
A. You will apply for the tax credit during the enrollment process.
Q. What documents are needed to enroll?
A. Social Security numbers for you and your family members, proof of income (W-2 or pay stub) for you and family members and an email address.
Q. Who is eligible to enroll in health coverage?
A. US citizens or nationals (or be lawfully present).