Today’s Health Insurance
The new health insurance laws require that everyone be enrolled in a health care plan that meets minimum essential coverage. These new insurance plans on the marketplace all offer the same set of essential health benefits such as:
• Emergency services and hospitalization
• Preventative care
• Prescription drugs
• Pediatric care
• Maternity and newborn care
• Mental health services
• Laboratory services
The health care law also eliminates lifetime limits on essential health benefits and denying coverage if you have a preexisting condition.
The Open Enrollment period begins on November 15th, 2014 and ends February 15th, 2015.